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A new century of

 African American Legacy &

Financial Preparedness Industry


We BUILD. PREPARE. EARN. CHURN...REPEAT


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The Century 5-10-10-75™ Trust

Mission: To build an African American Legacy and Financial Preparedness Industry

BUILD. PREPARE. EARN. CHURN. 

A trust has three core responsibilities:

1. Protect the resources of its members

A trust keeps member contributions safe, properly recorded, and responsibly managed.
We don't “play with” the money. We safeguards it.

2. Use resources only according to a clear mission

A true banking trust cannot do whatever it wants with member dollars.
It must follow a written purpose — in our case, the 5-10-10-75 preparedness model, ReFUND Black Banking principles, and community asset-building.

3. Prepare the foundation for a future financial institution

A trust can serve as the organizing body that eventually matures into a Credit Union — a member-owned financial institution that offers saving accounts, loans, financial literacy tools, and economic empowerment services.


The Century 5-10-10-75™ Trust

Pre-lude 

In the wake of recurring fiscal crises, African American and other melanated communities must assume greater financial self-governance. The time has come to disconnect from the “madding crowd,” look inward, and redefine our economic & cultural brand identity.

If current trends persist, African Americans are projected to reach ZERO median wealth by 2053—or sooner.  In spite of our apparent affluence and and increasing income, we are posturing, not prospering!  That is our "cultural brand" reality.  We don't sugarcoat the truth here. 

The Century 5-10-10-75 Trust exists to reverse this trajectory. Our "evergreen" goal is  to mobilize a critical mass of 15,000 members who will support the build, with as little as $25/year, of a self-sustaining preparedness-driven economy , in both their households and community —and neutralize #Prediction2053 within this decade.

Purpose and Vision

The purpose of our efforts is to neutralize #Prediction2053 through the evolution of a 5-10-10-75 Managed African American Preparedness Industry

Our vision is to resurrect the African American "Building Tradition", and ReFUND our Financial Infrastructure to accommodate it.  In doing so, we are creating a self-sustaining economy of income opportunity in a preparedness industry, of our making, for the benefit and economic well-being of members and the at-large cultural community. 

    1. Our strategy is to deploy the 5-10-10-75 "Mathodology" for adoption and use by members to enhance financial resilience and credit worthiness. This new “math + methodology”  GUIDES members to live within 75% of their income, save 10%, give 10%, and invest 5%+ into kinship community development.  This is a grassroots strategy , recognizing that family legacy and  cultural ascendancy begins in the household.

    Beginning NOW, we seek a "Critical Mass" of 15,000 melanated preppers and futurists to practice 5-10-10-75 for 30 days as a financial preparedness self-audit. The Goal, Reduce spending 25%, increase saving 10% +, give up to 10% , and begin to invest in the Black Banking ecosphere. 

    At 15,000 citizens practicing the 5-10-10-75 "Common Core" Cash Flow math, a chain reaction occurs, propagating the financial preparedness message to the at-large population. African Americans will begin to change their brand identity to a culture of financial savvy and community unity. 

    Caveat: Though we are directing our initiatives to the African American community, due to our unique history in America, the 5-10-10-75 "mathodology" is universal, based upon traditional biblical financial wisdom, and is applicable to all cultures, ethnicities, and families. -  Pam Kelly, Founder


    Call to Action : Begin to "Bucket Boss your Dollars" with 5-10-10-75. Download the FREE Excel 5-10-10-75 Spreadsheet from MyShopify  or Purchase the iPhone or Google Play App - $2.99


    2. Bank African American  - All prosperous cultures bank their culture , first;  whether seamlessly (as part of a dominant economic community) or intentionally (as part of dispersed, yet self-identifying communities with a trackable spending power). 
    The use of 5-10-10-75 from household to business  is a powerful  'COMMON CORE" Financial Operating System. 

      Don't get it twisted. We are not suggesting you take "all your eggs out of one basket

      and place in another! Balance and diversity of of your cash liquidity is the key. 


      Call to Action: Bank Black this holiday. Do the right thing.  Bank your Culture!  Most African American Banks require less than $200 to open an account.  https://BlackoutCoalition.org 

      3. Last, but not least... SUPPORT the build of the 1st African American Archive  dedicated to our Building Tradition, which will also house our 1st 5-10-10-75 Credit Union and a beautiful Promenade of Memory Arbor.  Groundbreaking in 2027. 

      "In this  life we all will leave a legacy, by default or of our choosing. Add your name , or that of a loved one , in tribute, to the Perennial Park BUILD Project, and be remembered on the right side of history." - Pam Kelly, Founder 

      All 2025- 2027 Proceeds will go to Phase 1 -- which will consist of  feasibility study to build the Perennial Park Archive and Credit Union,  and the Promenade of Memory Arbor . See detail at PerennialPark.Com

      Call to Action: "Virtual" and "Real Brick" Sponsorships Available Now! We all leave a legacy. Make it one of your choosing. Be recognized among the "evergreen" supporters of a new Century of  Preparedness Equity, Industry , and Prosperity     Visit PerennialPark.com to get started. 


            


        No matter how many "well -meaning" Black Wealth programs exist, until we bucket boss our dollars and Bank Black, we are we are playing Checkers with Chess Players, and will continue to be economically bullied, like pawns.

        The Century 5-10-10-75 Trust presents an unprecedented breakthrough strategy to OUT-Prepare the "bullies" of our time and become the the Kings, Queens, Knights, and Bishops of leadership, Godly character, and LOVE of Humanity,  that God is calling our community, culture, and country to be.  Prove me wrong! - Pam Kelly, Founder  

        Our Economic Commitment

          1. ReFUND the African American Economy
            By mainstreaming preparedness, we restore the American Dream. When we prosper, America prospers.
          2. ReFUND Black Banking
            Black-owned banks—proven prudent since 1907—remain pillars of resilience.
            A robust Black banking network is essential to building spaces that nourish families and sustain generational financial resilience and legacy succession. With this priority in mind, The Century 5-10-10-75 Trust will launch the build of it's own Credit Union in 2027. (see Architectural rendering above, inspired by First Union Bank, in Raleigh, NC ) 

        Economic Policy

        • Every dollar is Banked Black and Churned at least four times before it exits to the broader economy.
        • Banking Black, Indigenous, and Latino-American is good for America. Where no financial infrastructure exists—build it.
        • We use 5-10-10-75 to demonstrate prudent and transparent financial stewardship to our membership. 
        We encourage our members to practice the same "Common Core" Math within your household. Use 5-10-10-75 to teach financial preparedness early to our youth. 



        5%   #SHTF Contingency Fund Set-Aside for Business . (In the Personal Version, saving is 10%+)
        10% Community Investment in Members Enterprises  (In the Personal Version, this bucket is 5%+)
        10% Charity- Youth Financial Preparedness Investment
        17% Member Revenue Share Set-aside
        10% R.O.I. to Founder 
        48% - The Century 5-10-10-75 Trust Program Objectives:  Phase 1 Feasibility Study for construction of Perennial Park Archive/Credit Union/ Promenade of Memory 



        Apply as an annual Member - $50/year ( with 50% discount = $25/year - NOW through 11/29/2025)

         or Scan QR Code

         

        • Receive access to all Member Environments 
        • Experience Income Opportunity over the next 2 years through 17% commission for passive new member referrals
        • Experience Preparedness skills opportunities:  Off-grid App Beta Testing,  Off-grid Mobile App Development, A.I. Imagery Industrialist Training , Amateur Radio Mentoring.  Deploy 5-10-10-75 in your household economy to become Financially KICKA$$

        Membership Agreement

        By applying, you affirm that you:

        • Are 18 years or older

        • Support our mission to ReFUND Black Wall Street initiative.  Up to 100% of your membership is banked Black with banks, credit unions, and other investments platforms with significant African American and melanated community representation. 

        • Understand that resources are devoted to the founder’s kinship communities—African American, Christian.

        • We reserve the right to terminate membership at our discretion, with proper notice and due process,  if complaints of invasion of privacy or unprofessional behavior are received and substantiated. 

        Orientation and Revenue Share

        Upon confirmation, your seat is reserved for a powerful 40-minute orientation on November 29, 2025 (10 AM EST).
        If you cannot attend, you’ll receive the recording afterward.  Members can begin earning a 17% revenue share by November 30.

        The Challenge...should you decide to accept it. 

        The next four years are no economic child’s play.

        African Americans have been playing checkers with chess players. It is why we continue to be economically bullied, like pawns.

        It's time to OUT-Prepare the bullies of our time.  As a Century 5-10-10-75 members, you get to leave the madding crowd behind.

        The Path Forward

        1. Download the 5-10-10-75 “Bucket Boss” App
          Conduct your personal financial preparedness audit. The numbers don’t lie.

        2. Achieve Tier 1 Preparedness
          Master essential goals—water, food, cash reserves, skills, power, and documentation.

        3. Bank Black
          If you lack access locally, your membership ensures your support is 100% banked with African American institutions.

        Final Word

        Every legacy begins with faith and preparedness.  If you’re “going through struggle” you’re in the right place to become FORMIDABLE.

        Join the Century 5-10-10-75 Trust—precursor to the 2027 Credit Union—and take your rightful seat in the century-long movement toward

        preparedness equity, financial liberty, and legacy preservation.

        Got Faith? Bring it—November 29 at 10 AM. One time only.


        leaf OUR EVERGREEN SOLUTION:  4 STRATEGIC GOALS...

        • EARN... in the exponentially growing Preparedness Industry.  Share and monetize your God-given preparedness talents. Opt-in to earn 17% Member Revenue Share (MRS) for passive new member referrals.



        Our Mission...To BUILD a 5-10-10-75faith-inclusive ecosystem of generational  preparedness, wellness, and wealth opportunity.


        Proverbs 27:17  "As iron sharpens iron, so one person sharpens another"


        © All Content copyright Perennial Preparedness NC dba WePrepare.Us

         Raleigh, NC 27609     info@5101075.com

        Text us or leave message: 

        919.371.8207  

        Serious inquiries only.  

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